The Boring Shelf
Nothing on this shelf will make you look rich.
Four printable books that do the opposite: they help you keep the money most people spend trying to look rich. Start with the free one page plan. Then pick the book for wherever you're stuck.
The Boring Money Plan
The whole philosophy of boring, stress-free money on a single page. Free. Print it, stick it on your fridge.
Get the 30-Day Boring Rich Challenge
The money you need isn't missing. It's already leaving.
Thirty days, one boring job a day, about fifteen minutes each. Cancel the subscription you forgot in March. Make the one call that can knock your internet bill down. Search the official state database for money that's already in your name. Every day ends with a number: what you found. By Day 30, all of it moves into savings on its own, the day after payday.
The subscription you forgot. The phone add-on for a phone you replaced. The internet promo that ended two years ago. The insurance renewal nobody shopped. Your lunch habit, priced by the year. The gift card in the junk drawer. The unclaimed money in your name. Thirty jobs, each one small enough to do tonight.
Not a budget. A month of small jobs that finds the money you never decided to spend.
The math
If one call takes $20 a month off your internet bill, that's $240 a year, more than ten times what this workbook costs. Cancel one forgotten $9.99 subscription and that's another $120 a year. Everything you find keeps showing up every month, in your account instead of theirs.
What you get
- 30 daily pages: one 15-minute job each, with a "found today" box
- The Found Money Ledger: your running total, monthly and one-time
- The Fridge Tracker: 30 boxes to tick, made to stick on the fridge
- The Call Sheet: word-for-word scripts for internet, insurance, bank fees, card interest and your phone plan
- The Boring Calendar: every reminder the challenge sets, on one page
Who it's for: You earn a regular paycheck, pay your bills on time, and still couldn't say where a few hundred dollars goes every month.
44 printable pages (US Letter), also fillable on a tablet · Emailed to you right after purchase · Yours to keep
The Boring Rich Toolkit
Ten minutes with a pencil, before the expensive decision.
The repair quote that makes you want a new car. The renewal letter with a bigger number on it. The listing that makes your house feel small. The cart at 11 p.m. Most money damage happens in a handful of moments like these, and almost nobody runs the numbers first. This kit is the pencil and the numbers.
The "Not Worth It" checklist: 24 things most people pay for without asking. Eight word-for-word scripts: cancel anything, the gym, internet, phone, car insurance, a medical bill, a rent increase, a card fee. The 10-year car tracker, with 120 boxes for your next-car fund. The stay-or-move calculator, including the 9% nobody mentions. Eight cut-out 48-hour cards for your wallet.
Not more information. A tool for the moment the decision shows up.
The math
If the internet script takes $15 a month off your bill, that's $180 a year from one ten-minute call. If the stay-or-move calculator talks you out of one move you didn't need, the numbers get big fast: selling one home and buying another often costs around 9% of the home's value. On a $300,000 house, that's about $27,000.
What you get
- The "Not Worth It" Checklist: 24 items to keep, cut or downgrade, plus a six-question test for anything new
- Word-for-Word Call Scripts: 8 scripts, a pushback cheat sheet and a call log
- The 10-Year Car Tracker: next-car fund, maintenance schedule, service log, and repair or replace
- The Stay-or-Move Calculator: one-time costs, monthly costs, the 10-year math and a real-reasons check
- 48-Hour Rule Cards: 8 business-card cut-outs and a 48-hour list
Who it's for: You'd rather spend ten minutes with a pencil than a year with a regret, especially if a car, a move or a bill negotiation is coming up.
23 printable pages (US Letter) · Emailed to you right after purchase · Print what you need, reuse it for years
The Quiet Wealth Reset
Most people never find out how much they spend just to be seen.
Every office has a Marcus and an Arthur. Marcus parks by the door in a leased German sedan. Arthur parks at the far end of the lot in a Corolla with the clear coat peeling off the hood. Everyone assumes Marcus is the one doing well. Run the numbers and it's usually Arthur. This workbook runs those numbers on you: what you're actually worth, where 90 days of money went, and how much of it was spent for an audience.
Your balance sheet. The debt map, with a column for what each debt actually bought. The parking lot test: how much of your wealth is on display. Ninety days of spending, sorted into needs, life and show. The visibility tax, priced line by line. The scorecard: quietly rich or fake rich. Your "enough" number. The paycheck flow. Eighteen exercises that end on one page.
Not for looking poor. For keeping the money other people spend looking rich.
The math
Find $50 a month of show spending you don't actually care about and point it at savings instead. That's $600 a year, many times what this workbook costs. Saved for ten years at a 7% average return, it grows to roughly $8,650. That's an illustration, not a promise: returns aren't guaranteed.
What you get
- 18 guided exercises in four parts: the real numbers, where it actually goes, quietly rich or fake rich, and the boring system
- The One-Page Boring System: every payday transfer, your house rules and your "enough" number on one sheet, plus a spare for next year
- The Quietly Rich Scorecard: 12 habits, scored out of 24
- The Big Purchase Test: copy it before any car, house or renovation
- The Polite No: what to say when friends, family and salespeople expect you to spend
- One Year Later: redo your numbers and see what changed that nobody noticed
Who it's for: You earn decent money, you're not sure where it goes, and you suspect some of it goes to impressing people. Did the 30-Day Challenge? That one finds the money. This one decides what it's for.
32 printable pages (US Letter), also fillable on a tablet · Emailed to you right after purchase · Yours to keep